How Much Do You Need?
Representative Example: $1,000 loan over a 12-month term would have a total cost, including interest, a total payback amount of $1,134.72. APR 29.82%. Rates between 5.99% APR and 35.99% APR. Loan term lengths from 61 days to 72 months for qualified consumers.
Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers
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Quick Guidance
Eiloan is not a lender, and we cannot predict what fees and interest rates will be applied to any loan you may be offered. Your lender will provide all the necessary information about the associated costs of a loan they wish to offer you. You are responsible for reviewing the loan agreement carefully and accepting the offer only if you agree to all the terms. Eiloan does not charge you for its loan matching service, and you are under no obligation to accept the terms that the lender offers you.
By accepting the terms and conditions for a personal loan, you essentially agree to repay the loan both: 1) with interest and 2) in the time frame specified in the loan agreement. In most cases, failure to repay the loan in full, or making a late payment, can result in additional charges. Eiloan.com has NO ability to predict or estimate what supplemental charges will be incurred in the event of late, partial, or non-payment. Eiloan.com also has NO control or knowledge of any loan agreements or details between you and your lender.
Our lenders may perform credit checks to determine your credit worthiness, credit standing and/or credit capacity. By submitting your request you agree to allow our lenders to verify your personal information and check your credit. Please be aware that missing a payment or making a late payment can negatively impact your credit score.
Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. EiLoan cannot guarantee any APR since we are not a lender ourselves. An APR can generally run between 5.99% up to 35.99%. Loan products general have a 61-day minimum repayment term and a 72-month maximum repayment term. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.
Eiloan.com is not a lender and, because of this, we have NO involvement in the debt collection process. As part of the lending agreement provided to you by the lender, they will disclose their debt collection practices. If you have any collection questions, please contact the lender for complete details. Eiloan.com only works with reputable lenders who use fair collection practices.
| Loan Amount | $1,000 | $2,000 | $2,500 | $5,000 |
| Interest Rate | 24.00% | 19.00% | 16.00% | 13.00% |
| Loan Term | 12 months | 24 months | 36 months | 48 months |
| Fee | 3.00% | 5.00% | 10.00% | 12.00% |
| Monthly Payment | $94.56 | $100.82 | $87.89 | $131.67 |
| APR | 29.82% | 24.12% | 22.93% | 18.23% |
| Total Payments | $1,134.72 | $2,419.68 | $3,164.13 | $6,320.12 |
| Total Cost | $164.72 | $519.68 | $914.13 | $1,920.12 |
Legal Disclaimer: Eiloan.com is not a lender and is not involved in the lending process. The website functions as a free online platform that establishes a connection between a user and a lender. Lenders on this platform may offer personal loans from $100 to $5000. We do not promote or represent particular lenders; hence, We do not have any control over lenders. Their offers, terms, actions and inactions are beyond our responsibility. We do not guarantee that you will be contacted by a lender or that you will be satisfied with terms and conditions of a loan offer made to you by one of the lenders. We also do not encourage you to agree to these offers. Concluding a loan agreement with a lender and giving your e-signature to a deal is your decision and your responsibility. Eiloan.com may not be available in all states and its availability is subject to change. All the information you can find on eiloan.com is given “as is” and is subject to change. You access it voluntarily and at your own risk. We reserve the right to share your personal information with our partners, affiliates, participating lenders in accordance with our marketing practices and privacy policy. Our views, goals, policy, terms and conditions are clearly expressed in the corresponding sections of this website. By accessing and using eiloan.com you acknowledge that you have read, understood and agreed to them. we also reserve the right to modify them when we find relevant to do it without notification.
Сredit check: You understand that some lenders may check your personal information and review your credit worthiness. They may turn to national databases and credit reporting agencies. Some of these inquiries may affect your credit score. note that the amount that a lender may offer also depends on local regulations as legislation of some states limits lending terms and conditions.
Consumer notice: Personal loans are loans. They are not designed for dealing with extensive financial difficulties. If handled poorly, they may transform into a rather expensive credit option. If you experience serious budget difficulties, consult credit professionals first. you are under no obligation to use our services.
